💠 Company: – HDFC Bank Limited
About the company:- HDFC Bank is a new generation private sector bank providing a wide range of banking services covering commercial and investment banking on the wholesale side and transactional/branch banking on the retail side.
🌐 Work Location: – Sevoor, Tamil Nadu
💎 Salary: – As market standards
Job details
🛄 Job Profile: – Retail Agri-Credit-officer
🛂 Job type: – Full-time
🛅 Job Roles and Responsibilities: – Providing support to branch profitability by Client acquisition, financial Literacy, account opening & credit scrutiny.
- Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
- Update BET details/findings in the BET tool, this also includes;
- Appraise credit manager / RM of any ring leaders, dummy customers, and possible fraud events identified during field activities for necessary action.
- Physical File Verification with system/Mobile APP- Crosschecking of entry done in system with application form details of each member via KYC detail, family details, existing loan details & Activity
- Entering visit details on a day-to-day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
Additional Responsibilities:
- Load Sharing of other locations for conducting BET in time of high volumes or any other reasons as per instructions of Credit Manager.
- Cross Verification of certain tracks from different MFIs on case to case basis.
- Accompanying Credit Manager for post disbursement visits, if required
- Planning with business team on groups to be visited per week.
- Feedback to Credit Manager about geography, negative area, competition presence, customer quality, market trends in terms of launch of new products by competitors,
- change in their sourcing/appraisal process etc.
- Other activities such as post approvals visits, recovery visits along with the sales Officer, preparation of MIS or any other as an informed time to time.
Requires
📖 Qualification: – Bachelor’s Degree, Master’s Degree
📝 Experience: – 0 to 1 year ( Industry: BFSI/Insurance Role: Fresher/Sales)
📋 Skills: –
- Daily field visit to Customer (groups) to conduct Borrower Eligibility Test (BET) to check;
- Update BET details/findings in the BET tool, this also includes;
- Appraise credit manager / RM of any ring leaders, dummy customers, and possible fraud events identified during field activities for necessary action.
- Physical File Verification with system/Mobile APP- Crosschecking of entry done in a system with application form details of each member via KYC detail, family details, existing loan details & Activity
- Entering visit details on a day-to-day basis in SLI Officer Monitoring System/or any other system/ Mobile APP.
👥 Vacancy:- Not Stated
👤 Age limitation: – No limitation stated
👥 Gender: – Both Can Apply.
🔘Apply Link-
- Click on the below button.
- You will directly reach the docs.google.com /official website.
- Give your all details correctly.
- And share your Resume there.
