HDFC Bank, India’s leading private sector bank, offers Online NetBanking Services … Loans, Investment & Insurance products to meet all your banking needs.
Job Designation : Location Manager – Prevention & Detection
Qualification : Any Graduation
Experience : 0-2 yrs
Skill Set :
- Good verbal and writing skills
- Eye for detail
- Proactive and Self driven
- Ability to multi task
Job Description :
- Using scorecards and sampling strategies to identify the potential fraud cases.
- Reviewing basis high risk indicators such as CIBIL 0,- Review verification reports of sampled cases at loan origination stage.
- Scrutiny of discrepant documents submitted by the applicant for availing the loan.
- Investigate discrepant cases to identify involvement of applicant, collusion with Bank’s outsourced channel at a Prevention stage.
- Do proper customer & merchant investigations and take disputes to logical end by way of recommending credit or liability etc basis merit of the case and due investigations Revenue generation & cost management Collection of processing fees from channels / applicants for malpractices Optimum utilisation of cost budgets allocated Cross Checks To carry out cross checks as specified in the internal RIC bulletins / rolled out by the Central RIC team Ensuring that negative findings / variances found whilst conducting the cross checks are addressed with the respective units and appropriate action is taken where required.
- Detection of portfolio frauds and recovery Monitoring the portfolio quality by investigating Non starter, early mortality cases, and collections referred cases.
- etc.
- Pre-disbursal checks on payment business products like credit/debit.
- Controlling outsourcing risk Ensure that empanelment checks are conducted at the on boarding stage on various vendors / channel partners operating in Retail Asset & Payments business units Manage Outsourcing risk by carrying out checks on Outsourced agents.
- Initiating action on erring Vendors and Vendor staff Compliant Management Handling customer complaints sent from Central office.
- To identify root cause and provide resolution within the TAT defined.
- Compliance Ensuring compliance with guidelines circulated from Central office.
LOCATION : BANGLORE, KARNATAKA
🔘Apply Link-
- Click on the below button.
- You will directly reach the official website.
- Give your all details correctly.
- And share your Resume there.
